The Directors, management and employees of Citizens Bancorp, Inc. are committed to achieving our corporate objectives as a savings and loan holding company for the
benefit of our stockholders, customers, communities and employees. We are proud of the trust we have earned over more than 65 years in business, and believe that
sound corporate governance principles and ethical business practices are essential to operating efficiently and maintaining our integrity in the marketplace.

CORPORATE ADDRESS

Citizens First Bancorp, Inc.
525 Water Street
Port Huron, MI 48060
Telephone: (810) 987-8300