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Personal Banking
 
Business Banking
 
Citizens First Bank > Products > Business Banking > Business Banking > Business Banking Checking
Business Banking Checking
Business Banking Checking  | Business Banking Loans

Simple. Sensible. Straightforward. That pretty much sums up our business checking and savings accounts – because we figure you’d rather have an honest value than bells and whistles.

Business First Checking

Our Business First Checking Account is for sole-proprietorships, corporations, partnerships, and limited liability corporations (L.L.C.). Ideal for businesses who have a low to moderate level of activity such as checks written, deposited items, and EFTs; and have few wires, stop payments, NSFs and other miscellaneous items.

100 Level
Minimum Monthly Balance                  None
Monthly Maintenance Fee                   None

Monthly Transactions                   100 Items
                                   Includes items paid,
                                   deposited and EFT/
                                   ACH.
Excess Transaction Fee         $.50 per item


200 Level
Minimum Monthly Balance   $2,000 average
Monthly Maintenance Fee                   None
Monthly Transactions                   200 Items
                                   Includes items paid,
                                   deposited and EFT/
                                   ACH.
Excess Transaction Fee         $.50 per item


300 Level
Minimum Monthly Balance   $3,000 average
Monthly Maintenance Fee                   None
Monthly Transactions                   300 Items
                                   Includes items paid,
                                   deposited and EFT/
                                   ACH.
Excess Transaction Fee         $.50 per item


Business First Plus Interest Checking

Business First Plus Interest Checking is a perfect solution for sole proprietors who wish to earn interest on their balance and who have a moderate level of account activity such as checks written, deposited items, and EFTs; and have few wires, stop payments, NSFs and other miscellaneous items.

100 Level
Minimum Monthly Balance                  None
Monthly Maintenance Fee                   None

Monthly Transactions                   100 Items
                                   Includes items paid,
                                   deposited and EFT/
                                   ACH.
Excess Transaction Fee         $.50 per item


200 Level
Minimum Monthly Balance   $2,000 average
Monthly Maintenance Fee                   None
Monthly Transactions                   200 Items
                                   Includes items paid,
                                   deposited and EFT/
                                   ACH.
Excess Transaction Fee         $.50 per item


300 Level
Minimum Monthly Balance   $3,000 average
Monthly Maintenance Fee                   None
Monthly Transactions                   300 Items
                                   Includes items paid,
                                   deposited and EFT/
                                   ACH.
Excess Transaction Fee         $.50 per item

Business Money Market Account

Business Money Market Accounts offer an investment rate of return on your cash reserves. Interest is paid monthly based on various tiers - the higher the balance, the more you earn. The account offers limited check writing and electronic withdrawals.

Minimum Monthly Balance           $2,500.00

Monthly Maintenance Fee                $10.00
                                           (Waived with a
                                    Business Checking
                                    Account)

Monthly Transactions     Unlimited in person
                                    or ATM deposits
                                    and withdrawals.
                                    Preauthorized
                                    withdrawals or
                                    electronic transfers
                                    are limited to six
                                    per month during 
                                    the statement
                                    cycle, no more 
                                    than three of which
                                    can be checks.

Excess Transactions      $10.00 fee for each
Fee                               third party check
                                     over three that
                                     clear during the
                                     statement cycle.

 

 




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