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Citizens First Bank > Products > Personal Banking > Checking & Savings
Checking & Savings
Checking  | Savings

E-Checking
Individuals seeking the convenience of banking anytime, anyplace, and who are accustomed to using ATMs, Telephone or Internet Banking

$ensible Checking
Individuals who want a free checking account that provides the freedom to maintain the balance they choose without worrying about monthly maintenance fees.

Premium Checking
Designed to serve as the core of your personal finances. Premium Checking is ideal for anyone who wants interest-earning checking combined with special banking services.
 
Golden 50 Checking
An interest earning checking account with special product offers designed for customers who are age 50 or better
 
Health Savings Account
Health Savings Accounts (H.S.A.) offer a tax advantage to help offset current or future health care expenses.

Value Savings
Savers who expect to maintain smaller balances. An ideal first account for minors, and individuals over 62 years old.
 
Golden 50 Passbook/Statement Savings Account
A flexible savings account designed to make saving easier – available to customers who are age 50 or better.
 
Premium Choice Savings
A flexible savings account that offers maximum interest and guaranteed rates for maximum results.

Money Market Account
People who write a few checks per month and are willing to maintain higher balances to earn more attractive interest rates.
 
Certificates of Deposit
Designed for people who are interested in a savings vehicle that earns a higher rate of interest for a set period of time.
 
Golden 50 Certificates of Deposit
Designed for customers age 50 or better who desire a higher rate of return than a statement savings account, and who do not need availability to the funds for at least 3 months at a time.
 
Golden 50 Medical Certificates of Deposit
Designed for customers who are age 50 or better, this savings product combines higher interest rates with the option for medical withdrawal.

IRA's
A certificate of deposit for people saving for retirement.

Rate Bump IRA CD
Designed for customers age 59 1/2 or better, this IRA CD offers the opportunity to bump up your rate any time our IRA CD rates rise.

 

 




At Citizens First, our checking and savings plans are designed with your needs in mind.

Whether you’re looking for the convenience of banking anytime and anywhere or seeking a more robust account that serves as the core of your personal finances, we have a checking or savings account that is right for you.

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