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Citizens First Bank > Products > Personal Banking > Consumer Loans > Personal Loans

Personal Loans

Personal Loans | Home Improvement and Home Equity Term Loans | Home Equity Line of Credit | Vehicle Loans

Sometime situations arise when you need a little extra money. Whether you need extra money for vacation, new furniture, wedding expenses, or any other good purpose, a Personal Loan can help you get it. With no down payment required and same day approval, you get the money you need fast!

Personal Loan Details

No down payment required.
Borrow as little as $500 or up to $10,000.
Repayment terms up to 84 months.*
Competitive fixed rates.
Same day approval.
Interest rate discount of 1/4% with Autopay (payment automatically deducted from a Citizens First checking or savings account).
Credit Life/Accident & Health Insurance available.
Coupon book provided for convenient payment making.

Personal Loans

Type	Term	Rate	APR*
Term Loan $500 - $5,000	48 Months	14.50%	15.42%
Line of Credit $500 - $5,000	Revolving	17.75%	17.750%
Savings Secured	Up to 60 Months	3.00% over CD/Passbook Rate Rounded to .25%	4.616%

Example: A loan amount of $5,000 at 14.500% for 48 months would have a monthly payment of $137.89.

*Annual Percentage Rate. Rates are as of 12/02/2008 and are subject to change.