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If you are concerned about your monthly payments changing as rates fluctuate, then a fixed-rate mortgage with Citizens First is ideal. A fixed-rate mortgage ensures that your interest rate and monthly payment will stay the same over the life of your loan.
Fixed rate mortgages are perfect for those:
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Planning to stay in the home for at least seven years
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Have stable income that is not likely to increase significantly
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Are concerned about payments fluctuating as rates change
Citizens First currently offers competitive rates for 10, 15, 20, and 30-year mortgages
Fixed-Rate Mortgage Details
- No income limit.
- Minimum loan amount $5,000.
- Maximum loan amount $359,650.
- 0-3 point rates available.*
- Low closing costs.
- Primary residence and second home properties as well as 1-4 unit investment properties.
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