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Current Rates
 
Online Tools
 
Online Banking
 
Consumer Rates
Vehicle Loans
TypeTermRateAPR*
2008-200960 Months7.38%7.5221%
2008-200966 Months7.38%7.5102%
2008-200972 Months7.88%8.0017%
200760 Months7.38%7.5221%
2005-200660 Months7.88%8.0224%
2003-200460 Months8.09%8.2333%
200260 Months8.09%8.2333%
200148 Months8.09%8.2636%
Classic 1974 Older60 Months8.49%8.6333%
Example: A loan amount of $25,000 at 7.380% for 60 months would have a monthly payment of $499.52.
*Annual Percentage Rate. Automobile rates are based on your credit score. The rates shown are our best rates, therefore, the rate may increase based on the level of your credit score. Rates are as of 11/06/2008 and are subject to change.
Marine & Campers (1994-2005)
TypeDown PaymentTermRateAPR*
Up to $9,999$85.0084 Months8.57%8.8371%
$10,000 - $14,999$85.00120 Months8.27%8.4025%
$15,000 - $24,999$85.00144 Months8.07%8.1382%
$25,000 +$85.00180 Months7.86%7.9167%
Example: A loan amount of $25,000 at 7.860% for 180 months would have a monthly payment of $236.90.
*Annual Percentage Rate. Rates are as of 11/06/2008 and are subject to change.
Snowmobile/Motorcycle/Personal Watercraft/Garden Tractor/Utility Trailer
TypeDown PaymentTermRateAPR*
$500 - $4,999$85.0060 Months10.19%10.9210%
$5,000 +$85.0060 Months9.29%10.0140%
Example: A loan amount of $5,000 at 9.290% for 60 months would have a monthly payment of $104.50.
*Annual Percentage Rate. Maximum age 5 years; older motorcycles will be considered. Rates are as of 11/06/2008 and are subject to change.
Personal Loans
TypeTermRateAPR*
Term Loan $500 - $5,00048 Months14.50%15.42%
Line of Credit $500 - $5,000Revolving17.75%17.750%
Savings SecuredUp to 60 Months3.00% over CD/Passbook Rate Rounded to .25%4.616%
Example: A loan amount of $5,000 at 14.500% for 48 months would have a monthly payment of $137.89.
*Annual Percentage Rate. Rates are as of 11/06/2008 and are subject to change.
Home Equity Line of Credit 80% Maximum LTV
Loan AmountTermRateAPR*
$5,000 - $24,999Up to 60 Months4.75%4.75 (Prime + .75%)
$25,000 - $49,999Up to 60 Months4.50%4.50%(Prime + .50%)
$50,000 - $99,999Up to 60 Months4.25%4.25% (Prime + .25%)
$100,000 +Up to 60 Months4.00%4.00% (Prime + .00%)
Example: A loan amount of $10,000 at 4.500% for 60 months would have a monthly payment of $186.43.
**Annual Percentage Rate. Rates are as of 11/06/2008 and are subject to change. Based on Wall Street Prime of 4.00%. The maximum APR is 18.00%.
Home Equity/Home Improvement Term 80% Maximum LTV
Loan AmountTermRateAPR*
$1000 - $500,00060 Months7.29%7.4697
Example: A loan amount of $20,000 at 7.290% for 60 months would have a monthly payment of $398.77.
*Annual Percentage Rate. Rates are as of 11/06/2008 and are subject to change.
Home Equity/Home Improvement Term up to 80% LTV
Loan AmountTermRateAPR*
$5,000 - $24,99961 - 120 Months7.84%7.9189
$25,000 - $49,99961 - 120 Months7.84%7.8795
$50,000 - $99,99961 - 120 Months7.75%7.7697
$50,000 - $100,00061- 120 Months7.727.7398
Example: A loan amount of $20,000 at 7.840% for 120 months would have a monthly payment of $240.97.
*Annual Percentage Rate. Rates are as of 11/06/2008 and are subject to change.

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