Bill Payment

Bill Pay lets you quickly and conveniently pay anyone online that you pay today by check.

• Administer three levels of authorized users with dual control features.
• Pay any person or company in the U.S. except court-ordered payments and state and federal tax payments.
• Receive and pay e-Bills online.
• Schedule repeating payments.
• Electronically link invoice and credit memo information with your payments.

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Automated Payments and Collections (ACH)

Reduce collection and disbursement costs with electronic payments by quickly and easily originating fund transfers via the Automated Clearing House using business online banking.

• Initiate financial transactions from the convenience of your office computer.
• Electronically transfer payments to and collect receivables from pre-authorized vendors and trade partners.
• Electronically transfer tax payments.
  

Payroll Direct Deposit

• Reduce payroll disbursement costs by quickly and easily originating fund transfers electronically to your employees accounts.
• Employee payroll earnings can be directly deposited into several accounts and financial institutions throughout the United States.
  Payroll data can be imported from most payroll software.
• Transmission of data can be made 24 hours a day, 7 days a week.
• Local First Michigan Bank staff provide training and support.

Regulation D Transaction Limitations -Federal regulations require banks to limit the way withdrawals and transfers may be made from a savings or money market account. Click here for additional information on restricted transactions and applicable fees.