Checking


 

Whether you’re looking for the convenience of banking anytime and anywhere or seeking a more robust account that serves as the core of your personal finances, we have a Checking Account that is right for you.


All of these products can be accessed with Online Banking, Cell Phone/PDA Banking, and Telephone Banking. 
Product Detail Compare Products
eChecking
eChecking

Customers who utilize ATMs, Online Banking or Telephone Banking and want direct deposit and online statements

$ensible Checking
$ensible Checking

Customers who want a FREE checking account with no monthly fees or minimum balance

Student Checking
Student Checking

Customers who are students, ages 18-23, and want convenient banking services when away from home

Premium Checking
Premium Checking

Customers who want an interest-bearing checking account; along with special banking services

Golden 50 Checking
Golden 50 Checking

Customers who seek to earn the highest interest from a checking account with special banking services and are age 50 or better


Checking
TypeMinimum to obtain APYRateAPYCompounded
eChecking$2,500.00 +0.00%0.00%Monthly
Premium Checking$1,000.00 - $9,999.990.05%0.05%Monthly
Premium Checking$10,000.00 - $24,999.990.10%0.10%Monthly
Premium Checking$25,000.00 +0.25%0.25%Monthly
Golden 50 Checking$50.00 - $999.990.05%0.05%Monthly
Golden 50 Checking$1,000.00 +0.10%0.10%Monthly
*APY is Annual Percentage Yield. Rates are as of 09/02/10 and are subject to change. Fees could reduce earnings on the account and the rate may change after account opening.

 

First Michigan Bank is participating in the FDIC Transaction Account Guarantee Program